If my car is stolen, and i financed it, does the insurance company pay off the loan AND give me the

Actually, most policies obligate the insurance company to replace the car. This would mean that you still have the loan for the outstanding balance

If my car is stolen, and i financed it, does the insurance company pay off the loan AND give me the blue book?

You insured the car, they won%26#039;t pay for both. odds are they are going to give you the reduced value of the car and your on your own for the loan.

If my car is stolen, and i financed it, does the insurance company pay off the loan AND give me the blue book?

One or the other...but not both

If my car is stolen, and i financed it, does the insurance company pay off the loan AND give me the blue book?

The above answers are correct - however, you%26#039;d need theft insurance added onto the policy.

If my car is stolen, and i financed it, does the insurance company pay off the loan AND give me the blue book?

What do you mean blue book? You mean the title? If you have full coverage maybe you will get your money maybe not read what your coverage says Good Luck with any insurance, By the way did you file police report?

If my car is stolen, and i financed it, does the insurance company pay off the loan AND give me the blue book?

Most insurance companies will pay off the loan and give you the balance if the bluebook value is more than the remaining loan balance. However, if the loan balance (lets say 5,000) is more than the bluebook value (lets say 4,000) you%26#039;re stuck with paying off the balance ($1000). Trust me, I%26#039;ve been there!

If my car is stolen, and i financed it, does the insurance company pay off the loan AND give me the blue book?

In the event that your car is totaled or stolen and you have the proper insurance, your insurance company pays what they determine to be fair market value of the vehicle. That value is determined by the over-all condition of and the miles on your vehicle at time of lose. If you have a lien on the vehicle and the balance on your loan is more than the insurance company pays you are still obligated for the difference. To avoid this there is additional coverage available called Gap Insurance. Gap Insurance pays the difference between your insurance coverage and any higher payoff to the lien holder. The opposite is also true. If your insurance pays more than the balance due on your car loan, the excess is yours. Some folks have said that it is the insurance company%26#039;s responsibility to replace the vehicle, not true. If you can find a replacement vehicle that the lien holder will accept as replacement collateral on the loan and you can purchase that same vehicle for the monies you receive from your insurance company then you can do a substitution of collateral. Hope this helps.

If my car is stolen, and i financed it, does the insurance company pay off the loan AND give me the blue book?

The insurer will pay the bank the actual cash value (ACV) of the car prior to the loss with additions (or deductions) for equipment, mileage and condition). If ACV is less than you owe then you will have to pay the difference to the bank. If it is more then you get the difference.