Tuesday, October 27, 2009

The car your driving...Is it on finance?

I'm in my late 40%26#039;s and for the first time in my life I have had to get a loan!! (Frightens the hell out of me!!%26quot;)



The car your driving…Is it on finance?

Never on H.P, sure way to lose money, it`s never yours and when it is it`s nacked



The car your driving…Is it on finance?

no, it is not. The majority of people do finiance their vehicles though.



The car your driving…Is it on finance?

LOL I can understand that! We haven%26#039;t had a car on finance for years!



The car your driving…Is it on finance?

No mines not on finance….but I can understand your fear…



The car your driving…Is it on finance?

My Jeep is owned free and clear. It’s a good thing too. I would not be able to make the payments if it were not.



The car your driving…Is it on finance?

no we paid our car off in the first 1-1/2



we are so relieved



The car your driving…Is it on finance?

Mine is free of loan.



The car your driving…Is it on finance?

Not mine! It%26#039;s 15 years old and costs more to tax than it%26#039;s worth now ))



The car your driving…Is it on finance?

No. G



The car your driving…Is it on finance?

Not any more and if I could convince you not to do it I would!!!!!!



I just sold mine to clear the loan and bought a banger :)



The car your driving…Is it on finance?

I know what you mean. I finally went to used cars to avoid payments, after my last new one was paid off. I traded it in on a car that was actually better than the new one. I knew a guy who paid cash every time he bought a car, but always put the payment amount in a special bank account so every three years he got a new one, and didn%26#039;t spend money on interest.



The car your driving…Is it on finance?

no it%26#039;s not.



The car your driving…Is it on finance?

yes it is financed for $2200.00 and I should end it early in 3 months



don’t be scared of debt



The car your driving…Is it on finance?

No we bought it outright …… my husband and I have a debt phobia!



The car your driving…Is it on finance?

My Car %26amp; My Truck Are Mine…..!!



The car your driving…Is it on finance?

my car is not financed . Paided straight cash for it I bought a 2005 Tahoe and didn%26#039;t need to be financed purchased it from one of them Auction thingys.



All I can say is thanks DAD for taking me to the auction.



The car your driving…Is it on finance?

No financing here. Paid for it with cash.



The car your driving…Is it on finance?

The car I am driving was paid off two days ago. But we have always had at least one car that we owe on, and we do currently owe on my husband%26#039;s truck.



The car your driving…Is it on finance?

I%26#039;m in my late 30s…and I have 2 years left on my 4 year loan from when I bought my 2003 Ford Explorer in 2006. I look at it this way…I own half of it.



EMT



The car your driving…Is it on finance?

No but is is funny that you ask this question because I was driving down the interstate yesterday and all of a sudden it hit me…what would happen if my car broke down or I had an accident…I don%26#039;t have the money to just go out and buy a car I would have to finance it and yes it frightens the hell out of me too…from now on I will be driving very carefully.



The car your driving…Is it on finance?

I own both mine,but both were financed..I was 42 when I got my first loan and feared it as well,but soon found out its not that big of deal afterall..Its humiliating to ask a banker for that money,true,but keep in mind they are making money off of you so they are easy to deal with when that is in mind on their part..Oh and remember to put what I call the %26quot;Death Claus%26quot; insurance on it as well…That way if something happens to you (God forbid) upon your death its automatically paid in full…plus it only cost me an additional 3-4 dollars to tag that onto it..peace of mind anyway…Relax dude,in 3-4-5-6,etc.. Years it will be yours!=)



The car your driving…Is it on finance?

I am in my sixties and car loans have just had to be a way of life for me. Current car is 4 years into a 5 year loan. Don%26#039;t give it another thought, it is the American Way! Lol



The car your driving…Is it on finance?

yep I know, but if this is your first car loan be sure you make at least 12 payments on it befor you pay it off, this will help improve your credit, and save you thousands in interest over the years, I have had several car loans and mortgages, We just paid off our 07 Mustang Shelby GT 500 and what a great feeling, I am 43 and have no payments finally, you will be ok don’t worry



The car your driving…Is it on finance?

nope. We saved up for it.



The car your driving…Is it on finance?

No, paid for. Cost 鎷?,000 seven years ago.



The car your driving…Is it on finance?

Nope its bought and paid for….



its not brand new though..its only a 02 plate!!! :)



The car your driving…Is it on finance?

Of course it was paid for on HP,like I,m sure,most other normal people,my friend. (app. 鎷?7.000 new.)



The car your driving…Is it on finance?

Nope, paid cash. I%26#039;ve financed cars in the past, though, and it always worked out OK. Don%26#039;t sweat it, man.



The car your driving…Is it on finance?

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The car your driving…Is it on finance?

we have our car through the motability scheme, through my partners disability award

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