Can you go to another car dealership if you get disaproved at the other?

I went to Toyota and they told me that they could not finance me for the car I wanted because of my credit. The thing is I have a car from Toyota and it is about paid off. My credit report is showing where I had 11 late payments. That is not the case. I am disputing that right now with the credit agency. I wanted the Toyota Corolla LE, and they said no, that they could get me in the base model which is the CE. I don%26#039;t want base model. The only reason I am wanting to trade my car in right now is because it has 193,000 miles on it and I am having a few problems. And I need somthing more gas efficient. Can I go to another Toyota dealership and try to deal with them or is it all the same? Thanks

Can you go to another car dealership if you get disaproved at the other?

You can have any dealership rerun your application. Keep in mind that the more inquiries into your credit, the lower it makes your score. You may want to get preapproval from a bank or finance company for the amount you need, then go to the dealership. The finance companies that most dealerships use are for people with risk credit anyway. Be aware that the dealership may get you approved, but it may be at a high APR (15-18%).

Also, dealerships in different towns may vary in price on a vehicle by several thousand dollars. Shop around.

Can you go to another car dealership if you get disaproved at the other?

YES!!!!!!!!!!

They can%26#039;t stop you nor can they tell you where to shop...... There are banks out there that work with people who have %26quot;challanged%26quot; credit. I have really bad credit myself and was able to get pre approval from Capital One

Can you go to another car dealership if you get disaproved at the other?

Going to another dealership won%26#039;t help since all the financing goes through the same place when you are going through dealership financing. In fact, when they run your credit they will see that you went to another Toyota Dealership.

Probably the best thing you could do to put yourself in a better bargaining position is come up with a bigger down. Also clear up the late payment issue. The bigger down might be the quickest fix.

On EBay there are ebooks for about $5.00 that instruct you on credit repair.

Good luck. I hope you get the car you want.

Can you go to another car dealership if you get disaproved at the other?

As the previous poster said, the more inquiries into your credit, the worse it is for you. If you applied for a toyota, I am assuming that they went right to Toyota. If you go to another Toyota dealership, they will simply put your application through Toyota again, thus getting another denial. Ask if they will try your app in another bank.

Also, it can be easier to get financed for a lease than a purchase. Ask your salesperson about it. Your salesperson has already seen your credit with Toyota, and they can recommend your next best bet.

Best of luck!

Can you go to another car dealership if you get disaproved at the other?

Lets face facts, your credit is blemished, and I fully understand that these things happen and don%26#039;t need an explanation as the lender is only interested in facts, nothing else.

Go anywhere else and the new lender will know you been turned down by whom.

I want you to understand how a dealer deals with credit and how it works, go to this web page on my website for an understanding

http://www.usedcartips.org/CREDI.html